Posts Tagged ‘property’

Things Real Estate Agents Don’t Want to Hear When They Call Tech Support

March 13th, 2010

Over the years I’ve tought real estate agents how to utilize technology to their advantage as far back as when DOS was around. Seriously, this was the time when mobile phones were called “car phones.” Probably one of my most memorable achievements was working for the company that introduced laptops to the world of real estate. In the good old days they were heavier and weighed about 10lbs. Heck the hard drive was even smaller than what an iPod Nano uses today. My point is; many things have changed over the years and real estate contact management is one of them.

If there is one thing that hasn’t changed over the past quarter-century has to be the irritation and constant frustration of technical support when your little do-dad won’t turn on or freeze like a deer in headlights. When I run my PowerPoint presentation I have two slides that can help you understand what real estate agents don’t want to hear from technical support people. The titles are: “Do you have a brick or a sledgehammer handy?” and “Please hold for Mr. Gate’s attorney.” There are many others as well, but I will save them in case I visit your area for a live seminar.

I would venture to say that all the technical support people who cover Real Estate Contact Management software have never sold real estate. So basically when you call up tech support with an issue or question, you yourself have to go through a series of questions so they can stall while they look for the answer. What they are trained to do is help you with the occasional “error” messages. When you purchase Top Producer or AgentOffice this is the biggest complaint amongst consumers. We can all attest to waiting online for possibly an hour or longer, getting asked questions that really make no sense, and basically wasting time with these people. Then, after all your patience they tell you; “Well, doesn’t seem like there is anything wrong with your software.” Huh, really? One of my attendees even said his tech support said; “Maybe you shouldn’t try to use it to do mail merges.”

The main problem all along is that there was an “educational” issue instead of a “technical” one. When you were printing out your Real Estate Contact Management list you tried preparing a form letter from a different part of the program. Then again it might have been one minuscule step that didn’t take place. You know, like telling the software to print “to the contact” not “to the group.” The worst part is most of the tech support on staff has no idea this is an issue when preparing a mail merge. However, they are well versed to make you feel like an idiot when using your Real Estate CRM software.

The real crime here is the cost of this kind of inferior technical support. Top Producer claims their technical support is FREE when in reality you have to pay $39/mo. for the program. AgentOffice gives you 30 days of technical support when you purchase their software, but after thirty days the cost of a single incident is $295 for a yearlong support contract (that’s the same price as purchasing the program!)

My point here is, if you just take the time to get trained on the program you purchase, life with Real Estate Contact Management software will be much easier. Just think of it as a good health strategy. After all, an ounce of prevention is worth a pound of cure. If you take this route you won’t have a tech support person say; “We can fix this, but you’re going to need a knife, a roll of duct tape and a car battery.

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Compare Insurance Quotes And Comprehend The Clauses Easier

March 11th, 2010

There are not many people who go out to purchase something and prefer to pay top dollar. Most people want to save where and when they can. The best way to save money on insurance is by doing an insurance comparison that can offer the purchaser more savings that can be used elsewhere. In many cases, those who are already insured can find better deals than the one that they have already and this can add up to even more money being saved.

Many people do not know that they can update their vehicle insurance to get better rates as time goes by. When certain milestones are reached with an insurance provider, the cost of insurance may be adjusted to compensate. This can include a reduction of cost because of the age of the driver.

Marriage is another reason that a new insurance comparison is going to be needed. In some cases, getting a policy for two people is going to be less expensive than each one having separate coverage. There is the thought that those who are in a marriage are more trustworthy than those who are single.

Before purchasing life insurance, it is always a good idea to do an insurance comparison. That’s because there are different types of life insurance, some of which involve investment funds along with a life insurance policy. What seems like a good policy at the age of 25 may be insufficient at the age of 35.

As people age, their lives and needs change. They often get married, buy homes, start families and earn more income. These changes can often increase the need for more life insurance coverage so that in the event of the policy holder’s death, any and all unexpected costs will be covered. Choosing a policy that ensures the best return on the investment can mean bringing peace of mind to a family.

Another type of insurance that requires an insurance comparison to be done is medical insurance. While the majority of companies offer this for their workers, the coverage plans that are offered are going to be vastly different from each other. There are plans for single people and for those who have families.

Doing an insurance comparison as people shop around for health insurance can mean less out-of-pocket expenditures later. Determining deductible amounts and co-pay amounts and calculating the amount of money that is paid in premiums is imperative, as well as making sure that the medical care provider that is chosen is an in-network as opposed to out of network provider. Sometimes it is worth paying higher premiums if the insurance means having broader coverage.

It only makes sense to get an insurance comparison in order to get the price for the policy that is wanted. There are many variables to consider when it comes to insurance policies. Make sure that all details, even the tiny writing, is read and understood.

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Don’t raise condo fees lower spending first.

March 10th, 2010

Unused Amenities – Cut back or close unused amenities. Close the pool during winter months when no one is using it. Reevaluate the hours of the fitness center. If people are truly not using the the services they will not mind if they are cut back. They will also appreciate the saving.

Quest Fees – If you complex is attractive you may be able to sell memberships to the gym, swimming pool and and tennis courts. You can also charge a small fee for quests.

Advertising – Many local business will buy advertising in the newsletter and the common areas. One easy way is to place Google adsense on the website.

Lower Maintenance Landscaping. Many developers only think of initial costs when landscaping. Many times there is little thought put into long term landscaping costs. Roses and Hydrogena take much more care than bulbs and ornamental grasses.

Collect Monies Owed. Past Due fees can hamper a condo association. You can often hire an attorney to handle collections for a percentage of what is collected. Attorneys may even be able to recover attorney fees.

Insurance Claims – If in the last five years your association had to get a loan (like those from SBA or FEMA) for repairs (Storm, Hurricane, Natural Disaster, Tornado or any accident) your regular condo lawyer many not be enough. Contact an attorney at law who focuses on insurance claims. Many insurance companies deny underpay insurance claims. The law may state that the insurance company has to pay the legal fees. Also many attorneys will handle insurance claims in a way that no funds will be out of pocket.

Rehabilitate instead of Replace. instead of copper pipe repair restored to better than new condition with epoxy pipe lining from CuraFlo. It is generally 30% cheaper than re piping and is much less obtrusive. RLS Solutions can offers sewer pipe lining and manholes to increase their life and save on costs.

Property Manager – employ a property manager who is experienced in cutting costs. A PM with experience will also know which contractors come in on budget and which ones have a history of completing jobs late.

Chirs Lim is one of the orlando lawyers who can help you with Florida condominium law. Internet Pr Advertising by Net Advertising Group

Insurance Quotes for the Growing Company

March 5th, 2010

There are three major forms of insurance that must be carried by a business in order to operate. They are liability, workmen’s compensation and property insurance and a policy and at least one, if not all three of these must be in place at all times. The liability and property cover the physical aspects while the workmen’s compensation provides coverage for the employees themselves.

Property insurance is another form of business insurance and can include more specific sub types like machinery insurance, business interruption insurance, and crime insurance just to name a few. The type of business will determine your specialized insurance needs. In general, property insurance protects against personal and/or real property losses or damages.

Any company that utilizes machines to either produce of package their product can opt for what is known as “machine breakdown” coverage. This will assist in covering lost production time and loss of product due to major breakdowns. The crime and loss prevention coverage insures against theft of money and equipment along with burglaries.

Liability insurance must be in place at all times, particularly if the insured has customer traffic in their place of business. This will provide coverage for the business in case of accident or injury to the general public such as a slip and fall by a visitor. There are also many types of specialized liability insurance such as malpractice and E&O and choosing one of these will depend mainly on the type of business needing coverage.

Errors and omissions (”E & O”) insurance covers unintentional failures or errors that cause injury to a third party. The wrongful act must be an inadvertent act and not just poor judgment. Coverage may includes all legal expenses regardless how unfounded the allegations and judgments ensuing from errors or omissions, up to your policy limits. A simple example of what “E & O” would cover would be a doctor practicing without malpractice insurance.

Workers’ compensation insurance is one of the most important types of business insurance as it provides reimbursed medical care for employees who are hurt in the course of carrying out their job-related duties. Also the policy also carries protection of workers from lawsuits their employees may bring for negligence. Injuries or illnesses that “arise out of and in the course of employment” are normally covered.

State law regulates that all companies with any employees are required to carry some type of workers’ compensation insurance. The laws also vary widely and govern the benefit amount paid and other payment provisions for workers compensation coverage. You should check with your agent to determine the state specific minimums.

No matter the type of business that needs insurance, one thing is certain, it is more a necessity than a luxury. The agent handling the policy can insure that the amount and type of coverage is exactly what is need for whatever type of business it may be. They can assist with custom building a policy to fit all the scenarios and legal requirements.

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Conveyancing for Sellers

February 26th, 2010

Below we’ve set out the steps in the conveyancing process for sellers:

OFFER TO EXCHANGE

1. Decide on your firm of conveyancing solicitors and instruct them

2. Your conveyancing solicitors will send you a client care letter, which you should sign and return, together with proof of identity and details of your current mortgage

3. Your conveyancing solicitors will then send you:

- Fixtures, fittings and contents form

- Property information form

- Leasehold property information form (if applicable)

Return the completed forms to your solicitors (get their help if necessary), together with:

- building work guarantees if you have any

- copies of building consents and planning permissions granted

4. Your conveyancing solicitors will obtain your:

- Title deeds

- Land Registry Office Copies

For leasehold properties they will get in touch with your management company to ask for:

- service charge accounts for the last 3 years

- estimated costs for the next 12 months

- building insurance details

- a copy of the lease

5. Next your solicitors will draft the sale contract (which at this point is subject to negotiation)

6. Your solicitors will compile a contract pack and send it to the buyer’s solicitor

7. Your solicitors (with help from you) will answer questions from the buyer’s solicitor about the contract pack and contract negotiations (if any) will take place

8. Once a completion date has been agreed between buyer and seller it will be added to the contract.

9. Once the buyer’s searches and enquiries have been completed satisfactorily and once any contract negotiations are finished you are ready for exchange

10. Both seller and buyer receive a copy of the contract, which they must sign and return to their solicitors

11. The signed contracts are then exchanged by the conveyancing solicitors

12. At this point the buyer pays the deposit. It will be held by your solicitor on your behalf pending completion

The contract is now legally binding. If the buyer backs out now they may lose their deposit unless they entered into it because they were misled.

COMPLETION

1. Your solicitors will check with your bank to find out the redemption payment needed to pay off your current mortgage

2. The transfer deed (TR1) for your property will be sent to your solicitors by the buyer’s solicitor. Once they have checked it they will send it to you to be signed and returned to them

3. Completion day. Your solicitors will be sent the balance of the purchase price by the buyer’s solicitor and will then:

- send the title deeds and transfer deed to the buyer’s solicitor

- pay off the outstanding balance of your mortgage (the redemption payment)

- pay themselves

- pay the balance to you

Having paid off the mortgage your solicitors will call you to say that you can safely hand the keys to the buyer.

Congratulations – you’ve completed!

For more information about conveyancing solicitors visit www.Conveyancing-Solicitors.info. Click here for FREE, instant conveyancing quotes.

Learn The Procedures For Rent Arrears & Eviction.

February 20th, 2010

Court proceedings may be necessary for those who are Rent arrears & eviction problems. There are two types of these proceedings that are common.

One proceeding is a notice with the court order on it. In the other proceeding, before a judgment can be made, a hearing has to take place. Trying to evict someone without a court order is unlawful.

To protect your finances, do not believe the statements from tenants that agree to leave by a certain date or bring their rent current.

Notify tenants that there is certain amount of time for them to pay or leave. When the notice expires, do not hesitate to seek legal proceedings.

For the rapid solution, several requirements must be met. These include: a rental agreement in written form, specified lease period, proof that a section 21 notice was served and the allotted time has passed. The court will require copies of all your documents.

An eviction based on rental arrears requires: a tenant to owe two months worth of rent, proof of section 8 notice served, the time limit of two weeks have expired and use the general possession proceedings.

Take the following into consideration when choosing the appropriate method.

A renter cannot impede you from filing a possession order using the shorthold basis. Collecting money or receiving a settlement cannot be done with the faster proceeding. Eviction can also not happen on these grounds if the renter is able to bring the rent current.

If you simply want them to move, a section 21 notice and a longer waiting period will be required.

The fast track procedure is recommended if the tenant plans on using the defense of poor property management.

Getting a monetary judgement is almost impossible once the tenants have left.

If you’re sure that the tenant will stay employed, you can choose the fixed date procedure. A fixed date procedure will have to be used if rent is not being paid and there are several months left on the lease.

If you are a tenant living in a rented apartment or house, you will want to make sure that you know all you can about Rent Arrears & Eviction – learn more at http://www.landlordangel.co.uk/

Illegal Eviction And Tenants Rights

February 20th, 2010

Times are tough and you are late on your rent. Now the landlord is threatening eviction. Landlords have protection against non-paying tenants with a legal eviction. But tenants are also protected from an illegal eviction. By law, the only way a landlord can evict tenants is with a court order.

If the landlord does decide to start eviction proceedings, he must follow the legal process. This process is to file a lawsuit, present the facts to the court and win the case. But that is not the end of it all. After winning the case, landlords must have a sheriff perform the actual eviction. The landlord himself is not allowed to do it.

In fact, a court order is required for all evictions regardless of other circumstances. So, even if the tenants are damaging the apartment, there is nothing the landlord can do but get the court order. The same holds true no matter how much rent money is owed.

Tenants should be aware that a landlord cannot in any manner pursue a policy of harassment toward the tenant. He cannot use or threaten any kind of physical force. Changing the locks to the unit without giving tenants a key is prohibited. Even if the utilities (i. E. Electricity) are in the landlord’s name he cannot legally turn them off.

And under no circumstances is a landlord allowed to remove anything from the apartment. Any attempt to place tenants property outside or confiscate any items is just not legal. If any tenants experience these violations by landlords, they should seek legal representation right away.

Any tenant who is a victim of a verifiable illegal attempt of eviction and takes the matter to court will win his case regardless of what motivated the landlord. The damages awarded to tenants can take the form of monetary restitution and/or the restoration of the tenant’s status as occupant of the apartment.

Get more information about how you can address illegal eviction issues fast! There are some simple steps that will help you avoid illegal eviction problems and get your property back on the market quickly!

Your Steps To Evict A Tenant

February 19th, 2010

If you own property and rent it out then you may already know about how to evict a tenant. If you don’t then you will need to know before you know it. Evicting a tenant is never a pleasant thing but at times it is very necessary. When you have a tenant that is breaking the terms of their rental agreement then you need to do something about it very soon. There are certain steps to evict a tenant.

There are really specific steps that you will need to take in order to evict a tenant. You first need to understand when you are allowed to evict. The first is when there is nonpayment of rent. This is the most common reason for eviction.

The number one reason for evicting tenants is if they just do not pay rent. The next reason is if they are causing health or safety issues for the other tenants that are on the property. The last reason is if they break the terms of the rental agreement. These are the only reasons that you can use for eviction.

If you have decided that you can legally evict your tenant then you need to give them written notice so that they have time to fix the problem. If they do not within the certain amount of time then you need to fill out court paperwork and serve the tenants. Then you need to file the paperwork at your local court.

After this step, each state has a different rule for action. Many times the tenant will protest the eviction and this can really drag out the entire process. You should really contact a professional before you go any further. You may want to hire a lawyer for advice.

Make sure that you do all of the proper steps so that you can properly evict your tenant. You also may want to think about what you will do if the tenant becomes angry and upset. Unfortunately a lot of times you will need to also get a restraining order.

There are many landlords looking for the proper Steps To Evict A Tenant. If this is you, go to http://www.landlordangel.co.uk/ to learn about all the dos and donts.

Know About The Eviction Of Private Tenants

February 17th, 2010

Having to carry out the eviction of private tenants is one of the least enviable processes a landlord may have to go through. And though never pleasant, there are certain steps that can be taken to make the process easier. Legal action is the last resort of course, but can be carried out.

The eviction process, in essence, can be started directly from having the rental agreement signed. Setting out what will result in an eviction process here will save a lot of hassle and delay in the process.

When an eviction is decided, it is necessary that the private tenants be advised immediately through a formal notice. This should set out the reasons why, the date the property is to be vacated, and advice that legal action will be taken if necessary.

The actual layout of notice will vary depending upon the reasons for the action, so needs to be drawn up by a legal professional. A copy of this needs to be directed to the office of the clerk of courts too. A fee will be charged here, which should be passed on to the private tenant.

The copy sent to the clerk's office needs to include the rental agreement and evidence as to why the action is being taken. It is important to have as many examples of reasoning as possible.

If the tenant has not left by the date in the notice, a private process server or the local sheriff can be instructed. They will then serve official summons to the tenant, and it will again be necessary to return a copy of this to the clerk of the court. Once filed, a court session will be scheduled.

The eviction of private tenants from this point will rely on the court, though a counter claim could be started by the tenant. If the case goes to court and finds in the landlord's favor, the sheriff can carry out an eviction accordingly.

Learn how easy it is to address eviction of private tenants when you visit http://www.landlordangel.co.uk/ today! All of the information, details and forms that you need to take control of your property fast!

Writing Good Eviction Letters For Tenants

February 17th, 2010

Do you have an awkward tenant, one that us not respecting your property or a tenant always in arrears? This may be a case for eviction, but before demands are begin to be made, always ensure that you adhere to the laws set so as not to put yourself up for scrutination yourself when sending eviction letters for tenants.

To abide by eviction laws you must ensure that if the contract is monthly, you must give your tenant a minimum of ninety days notice to leave the property. Do however check this with your local tenancy trust as this can vary from state to state often. If the tenant receives the letter and refuses to leave, you are well within your rights to take them to court, with them paying all costs should they lose the case.

Begin the letter with your full name and address, along with a contactable phone number. Date it and fully name the person concerned and again at the end mention your own name. Always sign the letter by hand, whether the letter was written by hand or printed from a computer.

It is important for the latter to remain very professional sounding so that it will be taken seriously by all who read it or if it needs to be used as evidence in a court, should the situation be taken that far.

Nowadays, there are a multitude of companies available who can do all of this work for you. They will write the letters, send them off and some will even follow the process right through the courts and do all of the relevant paperwork. This is an excellent option if you do not have time to do this yourself.

There are multiple websites on the internet that offer the above services all for free. You can usually either download them and print them yourself, or you can customize them before printing a copy for yourself. Always ensure that the letter is sent out on good quality paper and is sent by recorded mail.

If you have a problem tenant that you need to get rid of, you may want to find Eviction Letters For Tenants or an Eviction Letter For Tenants to solve your problems.